ROI vs APR: Bambanci Da Ke Canza Lambobin Ka

Kalmomi biyu. Harafi guda daya daban. Babban bambanci a ma'ana. Lokacin da kake kimanta kowanne samfurin riba — musamman a DeFi — sanin bambanci tsakanin APR da ROI shine abu mafi muhimmanci bayan fahimtar tsarin kansa.

APR (Kashi na Shekara na Riba)

Matsayin riba mai sauki, ba tare da la'akari da haɗin gwiwa ba. Idan ka samu 1% a rana na tsawon 365 days ba tare da haɗin gwiwa ba, APR ɗinka shine 365%.

APR yana ɗauka babu sake saka hannun jari na riba.

ROI (Riba daga Zuba Jari)

Gaskiyar riba a kan lokaci na musamman. Turbo Loop yana bayar da tsare-tsaren ROI na dindindin: Power Loop a 3% a rana na tsawon 10 days (30% gaba ɗaya) da Ultimate Loop a 10% a rana na tsawon 10 days (100% gaba ɗaya). Waɗannan ba su ne ƙididdigar shekara-shekara ba amma riba mai ɗorewa a tsawon lokacin shirin.

Bambancin a aikace

Don 10% APR, ga ROIs a daban-daban na haɗin gwiwa:

• Babu haɗin gwiwa: 10%
• Kowane wata: 10.47%
• Kowane mako: 10.51%
• Kowane rana: 10.52%
• Ci gaba da haɗin gwiwa: 10.52%

Don 100% APR:

• Babu haɗin gwiwa: 100%
• Kowane wata: 161%
• Kowane mako: 169%
• Kowane rana: 171%
• Ci gaba da haɗin gwiwa: 171%

Matsayin da ya fi girma, babban bambancin APR zuwa ROI. A APR mai girma, haɗin gwiwa yana da tasiri mai girma sosai.

Lambobin Turbo Loop

Lokacin da kuka ga "har zuwa 100% ROI" a Turbo Loop, wannan shine dindindin ROI na kowane zagaye (10 days dangane da shirin), wanda aka rubuta a cikin kwangilar da ba za a iya canzawa ba — ba wani ƙididdigar shekara-shekara ba. Lissafin yana haɗuwa da sauri sosai. (Fassarar haɗin gwiwa tana bayyana wannan a gani.)

Me yasa wannan ke da muhimmanci lokacin kwatanta tsarin

Wasu ayyuka suna nuna APR don su yi kama da masu hankali. Wasu kuma suna nuna ROI don su yi kyau. Koyaushe duba wanne ne ake nuna, kuma yi lissafin ku na kanku don haɗin gwiwa da kuke niyyar amfani da shi. Shafin tsaro yana lissafa hanyoyin kwangila daidai don ku iya tabbatar da abin da yake dindindin da abin da ba shi ba.

Karshe

APR shine abin da kake samu da kuɗin da ba ya aiki. ROI shine abin da kake samu da haɗin gwiwa mai aiki. Koyaushe haɗa gwiwa. Koyaushe sanin wanne lamba kake kwatanta.