Why MoonPay Na Di Right On-Ramp For Turbo Loop (And No Be Binance)

Di framing of dis title dey provoke on purpose. E no be really MoonPay versus Binance — both fit carry you enter TurboLoop, and most users go end up using both at different points. Di real question na which on-ramp dey right for you based on where you dey live, wetin you fit use to pay, and if you don get exchange account wey don dey funded.

Dis na di complete guide to get fiat — USD, EUR, INR, IDR, NGN, BRL, PHP, TRY, or any other — converted into USDT on Binance Smart Chain so you fit deposit into a Loop Plan. Five different routes dey covered. Di right one depend on you.

Wetin You Dey Try Do

Before di routes, di goal need to clear, because di single most common mistake wey people dey make on di way into TurboLoop no get anything to do with which on-ramp you pick. Di goal na:

Acquire USDT on di BNB Smart Chain (BEP-20) network, for a self-custody wallet wey you control.

Three details dey important. Di token suppose be USDT. Di network suppose be BSC (BEP-20), no be Ethereum (ERC-20), no be Tron (TRC-20), no be Polygon, no be Solana. And di wallet suppose be self-custody — MetaMask, Trust Wallet, or any WalletConnect-compatible wallet — no be di custodial wallet inside an exchange. Di TurboLoop contract no fit interact with an exchange-held balance.

Minimum deposit into a Loop Plan na 1 USDT. So di on-ramp question na how to land somewhere between 1 USDT and your starting capital, on BSC, with as little friction as possible.

Di Five Routes Compared

Here na di quick comparison. Di rest of di post go waka through each route in detail.

Route	Speed	Typical Fee	Best For
Turbo Buy (in-app on-ramp)	5–15 minutes	3–4%	First-time users, anybody wey no get exchange account
Centralized exchange (Binance, Coinbase, Indodax, CoinDCX)	1 hour to several days	1–2% + withdrawal fee	Users wey don get funded, verified exchange account
Peer-to-peer (Binance P2P, local apps)	15–60 minutes	0–1% (spread)	Users for regions wey bank-to-CEX rails no dey reliable
Direct card / Apple Pay / Google Pay	5–10 minutes	3–5%	Small amounts, fastest possible top-up, mobile users
Bridge from another chain	10–30 minutes	$1–5 + spread	Users wey don hold stablecoins on Ethereum, Tron, or Polygon

Di right answer no dey about saving 1% on fees for small deposit — e dey about di route wey go really work for your country, with your bank, on your first try. Optimize for completion, no be for di tightest spread.

Route 1: Turbo Buy — Di In-App Fiat Gateway

Turbo Buy na TurboLoop's built-in fiat-to-crypto gateway. From di deposit screen, you fit buy USDT directly with your card, bank transfer, Apple Pay, Google Pay, or a regional payment method, and e go land for your connected wallet on BSC automatically. No separate account, no withdrawal step, no network selection to get wrong.

Di provider stack wey dey behind Turbo Buy include MoonPay along with other regulated fiat-to-crypto rails, routed by region to whichever processor get di best coverage and pricing for your country. From your side, na one button — enter di amount, confirm di payment, and di USDT go show for your wallet few minutes later.

Dis na di easiest path for new users for three reasons:

No exchange account. You no need to create Binance or Coinbase account or wait for their KYC. Di KYC inside Turbo Buy dey lighter and di provider dey handle am.
No network confusion. USDT dey delivered on BSC by default because na di chain wey TurboLoop dey run on. You no fit accidentally pick di wrong network.
No withdrawal step. Funds dey go straight from card to your self-custody wallet. There no dey